SBI ATM Card Rules: Cash Withdrawal Limits, Transaction Charges, Other Details


The user can register for IMPS or Inter-mobile Mobile Payment System service at State Bank of India ATMs.

State Bank of India or SBI currently offers over 50,000 ATMs (Automated Teller Machines) in India, according to the lender’s official website – SBI offers several types of debit cards such as SBI Classic Debit Card, State Bank ATM-Cum-Debit Card, SBI Global International Debit Card and SBI Gold International Debit Card. SBI ATMs enable customers to withdraw up to a daily limit of Rs. 40,000. This limit is applicable on classic debit card. Higher value cards permit daily withdrawal limits of up to Rs. 1 lakh per day, according to SBI.

Here are 5 things to know about SBI ATM cards:

  1. SBI offers many services to its customers through its ATMs. These include cash withdrawal, ‘fast cash’ – a cash withdrawal option wherein the user gets to choose from a list of pre-defined values, PIN change, balance enquiry, mini-statement. cheque book request and utility bill payment, according to its website.
  2. The user can also register for IMPS or Inter-mobile Mobile Payment System service at State Bank of India ATMs.
  3. SBI also levy charges on customers for various uses of an ATM-cum-debit card.
  4. Customers are charged for transactions at ATMs over and above the mandated numbers of free transactions. On top of this, SBI also charges an annual maintenance fee on possession of an ATM card. Here are the various charges of SBI’s ATM cards as stated on bank’s website:
  5. SBI’s ATM cards allow users to transact free of cost up to the stipulated limit at any State Bank Group using any State Bank ATM-cum-debit card. This includes the ATMs of State Bank of India as well as the associate banks – namely, State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore, according to its website.


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